1. Acceptance of Terms
These Terms & Conditions ("Terms") constitute a binding agreement between you ("Investor", "User", "you") and TradeForMe ("Platform", "we", "us", "the Company"). By accessing tradeforme.org, creating an account, or remitting any amount, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Risk Disclosure.
If you do not agree, do not use the Platform.
2. The AI-Driven Model & How Capital Is Used
TradeForMe operates an AI-driven investment model. When an investment is detected and accepted, the Platform:
- (a) Calculates the allocation and projected return using its proprietary risk model;
- (b) Invests the deployed capital across crypto assets and exchange-traded stock options in a systematic, rules-based pattern;
- (c) May rent GPU compute from third-party providers (currently Vast.ai) using the Company's official API keys to mine selectively chosen, economically profitable tokens, where the Company determines such activity is net-positive after compute and energy costs;
- (d) Distributes realized profits among investors proportionally to capital contributed, under the fixed 10% model described on the Site.
Owner Safety Note: All trading and mining decisions are made by the Company's systems and personnel. Investor funds are not directly controlled by individual investors, and investors do not execute trades in their own name.
3. Eligibility & Investor Categories
- Minimum investment: ₹1,000. Maximum investment: ₹100,000 per investor per cycle.
- You must be at least 18 years of age and a resident permitted to invest under applicable law.
- You represent that the funds invested are sourced lawfully and are not proceeds of crime under the Prevention of Money Laundering Act, 2002 (PMLA).
- The Platform may require identity verification (KYC) before processing withdrawals.
4. Capital Protection Guarantee (Owner Safety)
This is the core owner-safety commitment and is a contractual promise of the Company:
Guarantee: If any trading/mining cycle closes with no profit (or a loss), TradeForMe shall return the investor's contributed principal in full, automatically, within 24 hours of cycle close, without requiring the investor to file a claim.
The Guarantee applies to the principal amount invested in that cycle. It does not constitute a guarantee of profit. The Company maintains a segregated investor-capital buffer to honour this commitment.
- The Guarantee is honoured from the Company's own reserves/operating treasury if cycle returns are insufficient.
- The Guarantee may be suspended only upon written notice and never retroactively to amounts already accepted.
4(a). Payout Hierarchy & 24-Hour Settlement
Each investment cycle completes and settles within 24 hours of the investment being accepted, following this explicit order:
- Step 1 — Target profit: The system targets a 10% return on the invested capital for the cycle. When the system's realized profit meets or exceeds 10%, the investor receives principal + the 10% profit.
- Step 2 — Maximum dynamic profit: If the system cannot realize the full 10%, it pays the investor the maximum profit actually achieved for that cycle (a dynamically calculated percentage, which may be below 10%). Principal is returned in full plus this realized profit.
- Step 3 — Capital protection: If the system realizes no profit (or a loss) for the cycle, the investor's principal is returned in full under the Capital Protection Guarantee above. No profit is paid in this case.
The investor therefore always receives, within 24 hours: principal + the best profit the system could deliver (targeting 10%, otherwise the maximum achieved), or, failing any profit, the principal alone. The system never withholds principal while representing it as protected.
5. Risk Disclosure & Investor Warnings
⚠ HIGH RISK — READ CAREFULLY. Crypto assets and derivatives (including stock options) are volatile and speculative. You may lose part or all of your capital. Past or projected performance is not indicative of future results. The 10% model is a projection, not a guaranteed return.
- GPU mining profitability depends on token price, network difficulty, and compute/energy cost — it can be negative.
- AI/trading models can fail, misprice, or be exploited; no model eliminates risk.
- Liquidity, exchange, custodial, and regulatory risks apply at every step.
- Only invest amounts you can afford to lose.
6. Indian Law & Regulatory Guidance
TradeForMe is presented as an illustrative investment platform. The following Indian-law guidance is provided for the owner's compliance awareness and does not constitute legal advice:
- SEBI Collective Investment Scheme (CIS) Regulations, 1999: Pooling of funds from investors with a promise of returns may constitute a CIS, which generally requires SEBI registration. Operating an unregistered CIS can attract penalties. The owner should obtain SEBI-compliant structuring or legal exemption before publicly soliciting pooled investments.
- Companies Act, 2013: Acceptance of deposits from the public is restricted; the owner must ensure the model does not fall within prohibited deposit-taking without complying with Chapter V.
- Crypto regulation: India has no comprehensive crypto framework. The Supreme Court (Internet & Mobile Association of India v. RBI, 2020) struck down banking restrictions, but taxation applies — profits are taxable and losses generally not deductible under Section 115BBH (30% + surcharge + cess, no set-off).
- Virtual Digital Assets (VDA) Tax: Under Section 194S, a 1% TDS may apply on transfers; the Company handles its own tax obligations and does not provide investor tax advice.
- GPU mining: Token mining rewards are treated as VDA income and taxed accordingly. Electricity/compute costs are not deductible against VDA gains.
- PMLA, 2002: The Company maintains source-of-funds diligence and may report suspicious transactions.
Owner Obligation: Before launching or advertising, the founder must consult a qualified Indian advocate and obtain, where required, SEBI registration, a Company Act exemption, or restructure the offering (e.g., as a registered AIF/entity) to operate lawfully.
7. GPU Mining & Compute Rental (Vast.ai)
- The Company rents GPU servers from Vast.ai solely using its official Company API credentials; investor credentials are never used.
- Mining is performed only for tokens the Company assesses as economically profitable after all costs.
- Compute rental cost is a Company operating expense, borne by the Company, and is not deducted from investor principal except as reflected in net distributed profit.
- The Company may cease mining at any time based on profitability or regulatory change.
8. Data, KYC & Privacy
- We collect only data necessary to operate, verify, and comply with law.
- KYC/identity data is handled per the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023.
- We do not sell investor data. Data may be shared only with regulators, banks, or processors as required by law.
9. Limitation of Liability & Indemnity
- The Platform is provided "as is". To the maximum extent permitted by law, the Company is not liable for indirect, incidental, or consequential losses.
- The Capital Protection Guarantee (Section 4) is the Company's sole and primary financial commitment to investors.
- You agree to indemnify the Company against losses arising from your misrepresentation, unlawful funds, or breach of these Terms.
- Nothing limits liability that cannot be excluded under Indian law (e.g., for fraud or gross negligence).
10. Intellectual Property
All Platform software, models, content, and trademarks are the property of TradeForMe or its licensors. You receive no license except to use the Platform as permitted by these Terms.
11. Termination & Refunds
- Either party may terminate participation at cycle end. The Company may suspend accounts for Terms breach or legal/regulatory reasons.
- On termination, principal is returned per the Capital Protection Guarantee and any due profit is distributed.
- Pending-cycle funds remain subject to the Guarantee.
12. Governing Law & Dispute Resolution
- These Terms are governed by the laws of India.
- Disputes first attempted via good-faith negotiation, then referred to arbitration under the Arbitration & Conciliation Act, 1996, seated in Kolkata, West Bengal, in English.
- Subject to the above, courts in Kolkata have exclusive jurisdiction.